For most people, the best 2027 Ford F-150 is the Lariat at $57,730. For 2027 it costs less than before because the 3.0-liter engine is now standard, it comes with heated and cooled leather seats, adaptive cruise and a heated steering wheel, and it tops our value score. If you want a lower price, the XLT crew cab at $48,880 is the sweet spot, and if you tow heavy, get the 3.5-liter EcoBoost engine. This guide covers the 2027 F-150, the model in our video.
Key takeaways
- The Lariat at $57,730 is the best-value 2027 Ford F-150 and costs less than before because the 3.0-liter engine is now standard.
- The XLT crew cab at $48,880 is the sweet spot if you want to keep the price down, but heated seats and adaptive cruise are options.
- Pick the 3.5-liter EcoBoost for heavy towing, up to 13,500 lb.
- Heated seats are not available at all on the XL or STX.
- The F-150 has five NHTSA stars, but the 2026 truck scored Poor in the IIHS updated moderate overlap test, so it earned no Top Safety Pick.
Side by side
| Trim | Starting MSRP | What it is |
|---|---|---|
| XL | $40,155 (crew cab $44,505) | Entry-level work truck |
| STX | $43,170 (crew cab $45,255) | XL with a sportier look |
| XLT | $47,020 (crew cab $48,880) | The lower-price sweet spot |
| Lariat | $57,730 | Premium comfort, our pick |
| Tremor | $60,470 | Off-road, four-wheel drive standard |
| King Ranch | $67,150 | Western-style luxury |
| Platinum | $69,625 | Modern luxury |
| Raptor | $75,820 | Desert racer, four-wheel drive standard |
Prices are 2027 MSRP from Ford's Build and Price, checked in November 2026, without the $2,795 destination charge, taxes or dealer fees. Ford's models page shows some trims $495 to $995 lower; we use the price a buyer sees in Build and Price.
The basics
For 2027 the F-150 has eight trims. There are four core trims, the XL, STX, XLT and Lariat, and four with a special focus: Tremor, King Ranch, Platinum and Raptor. You also pick a cab and a bed. The crew cab, which Ford calls SuperCrew, has four full doors and a big back seat, and it is what most families buy, so we compare crew cab prices. The Raptor costs $35,665 more than the XL regular cab.
The 2027 model brings a 3.0-liter base engine and brings back the V8 as a $375 option on the King Ranch and Platinum.
Which engine?
| Engine | Max towing |
|---|---|
| 3.0L EcoBoost V6, 325 hp (standard on XL, STX, XLT and Lariat) | 8,400 lb |
| 3.5L EcoBoost V6 (standard on Tremor, King Ranch, Platinum; $2,220 option on XL, XLT, Lariat) | 13,500 lb |
| 5.0L V8 (option) | 12,800 lb |
| 3.5L PowerBoost hybrid (option on STX, XLT, Lariat, King Ranch, Platinum) | 12,100 lb |
The standard 3.0-liter EcoBoost is plenty for daily driving and light towing. If you pull a big camper, the 3.5-liter EcoBoost is the one. Max payload is 2,430 pounds.
Fuel costs
The EPA has not rated the 2027 F-150 yet, so these are 2026 ratings. A four-wheel-drive F-150 with the old base engine is rated 20 mpg combined, about $3,200 a year in fuel. The PowerBoost hybrid gets 23 mpg, about $2,800 a year, which saves about $2,000 over five years before you count its higher price. Reviewers agree its real-world mileage falls short of the EPA number, so buy the hybrid for its power and for the Pro Power outlets that can run tools or a campsite, not to save fuel. The Tremor was rated 18 mpg and the Raptor 16.
Will it fit in your garage?
A crew cab with the 5.5-foot bed is 232.0 inches long, about 19 feet 4 inches. With the 6.5-foot bed it is 243.9 inches, over 20 feet. A four-wheel-drive crew cab stands 77.1 inches tall with 9.8 inches of ground clearance, and the turning circle is about 48 feet (47.8). Measure your garage before you sign. These dimensions come from Ford's 2026 spec sheet, as the 2027 sheet was not out.
Cabin
Every F-150 has a 12-inch touchscreen that reviewers agree is one of the easiest to use in a truck, and Ford kept real buttons and knobs for the important controls. The crew cab's back seat is huge and the cabin is quiet on the highway. The lower trims feel plain, with lots of hard plastic, and the ride can feel firm and bouncy with an empty bed, which is normal for a pickup.
One thing to know early: heated seats are not available on the XL or STX at all. On the XLT they are an option, and on the Lariat, King Ranch and Platinum the front seats are heated and cooled as standard.
Safety and recalls
Every F-150 has automatic emergency braking, lane keeping and blind-spot monitoring that also covers your trailer. Adaptive cruise control is standard from the Lariat up and an option on the XLT. The 2027 F-150 crew cab gets five stars overall from NHTSA.
The IIHS has not tested the 2027 truck. On the 2026 F-150 crew cab it rated the small overlap and side tests Good, but the updated moderate overlap test, which checks the back seat, Poor, so there is no Top Safety Pick award. If you often carry adults in the back, that is worth knowing. The XL, STX and XLT headlights are rated Good; the Lariat, King Ranch and Platinum projector lights are Acceptable because of glare. The IIHS also rated Ford's optional front crash prevention Poor at avoiding other vehicles.
The 2027 F-150 already has three recall campaigns, covering the fuel tank mounting, the seats and the tailgate. Every fix is free at a Ford dealer; if you are buying used, ask for proof the work is done.
Every trim, one by one
XL: from $40,155
The XL is the entry-level work truck, $44,505 as a crew cab. You get the 12-inch touchscreen, the full safety kit and a trailer hitch, but also steel wheels, a vinyl floor and manual air conditioning. Great for a business fleet; for a family truck, we would step up.
STX: from $43,170
An XL with a sportier look: 18-inch black alloy wheels, carpet and sport cloth seats. As a crew cab it costs only $750 more than the XL, so if you are buying an XL crew cab, take the STX.
XLT: from $47,020
The lower-price sweet spot, about $48,880 as a crew cab. It adds a 12-inch digital gauge display, LED fog lights, Zone Lighting and a driver memory seat, and you can order any of the four main engines. The plain XLT still has cloth seats with no heat and manual air conditioning. Heated seats, adaptive cruise, push-button start and trailer backup tech are options, and Ford's XLT Mid package lists for $7,330, so ask exactly what is in it and pay only for what you will use. If money is tight, this is the trim we would buy.
Lariat: $57,730
Where the F-150 starts to feel premium, about $8,850 more than an XLT crew cab. It has heated and cooled leather-trimmed seats, a heated steering wheel, dual-zone climate, adaptive cruise, remote start, trailer backup tech and a Bang and Olufsen stereo. If it were our money, this is the trim we would buy.
Tremor: $60,470
The off-road F-150 that does not cost Raptor money, with four-wheel drive standard. It gets a long-travel off-road suspension, bigger all-terrain tires, a locking rear differential, skid plates and Trail Control, and costs about $15,350 less than a Raptor. The catch: for 2027 the base Tremor has cloth seats without cooling.
King Ranch: $67,150
The western-style luxury trim, with its own ranch-themed leather-trimmed seats, heated rear seats, a power tailgate, 20-inch wheels and the bigger Bang and Olufsen Unleashed sound system. The V8 is available for $375 more. It is as much a style choice as a feature list.
Platinum: $69,625
Modern luxury instead of ranch style: the King Ranch's main features with gloss-black 20-inch wheels, and multi-contour leather seats are now an option. It costs almost $12,000 ($11,895) more than the Lariat, so price a Lariat with its packages first.
Raptor: $75,820
The desert racer, with four-wheel drive standard. It has a high-output 3.5-liter EcoBoost, Fox shocks, a five-link rear suspension, heavy-duty skid plates and optional 37-inch tires. It is thirsty, 16 mpg in 2026 ratings. Buy it because you want it, not because you need it.
Our value score
We give points for the features that differ between trims, three for things you use every day, two for often and one for nice to have, and divide by how much more each trim costs than an XL crew cab over five years, counting price, destination and EPA fuel cost (2026 ratings until the new model is rated). The score is for crew cab trucks with the standard engine, and the Tremor and Raptor are left out because they do a different job. Our method is on the How we research page.
| Trim | 5-year cost | Value score |
|---|---|---|
| XL | $62,550 | reference |
| XLT | $66,925 | 69 |
| Lariat | $75,775 | 100 |
| King Ranch | $85,945 | 69 |
| Platinum | $88,420 | 63 |
The Lariat wins because its lower price for 2027 pushes it to the top, and you pay a lot for the last extras on the King Ranch and Platinum.
Which F-150 is right for you?
- Work truck on a budget: XL, or the STX for the look.
- Best all-rounder: Lariat.
- Family truck at a lower price: XLT crew cab.
- Off-road fun: Tremor.
- Ranch style or modern luxury: King Ranch or Platinum.
- Pure adrenaline: Raptor.
- Heavy towing: any trim with the 3.5-liter EcoBoost.
If you are weighing the F-150 against a rival, see our Toyota Tundra Hybrid vs Ford F-150 Hybrid comparison and our Toyota Tacoma trims explained. Before you sign, get the out-the-door price in writing, ask for every option and package price on its own, and check Ford's current offers for your ZIP code. Watch the full trims video above and see all our car comparisons.
Sources
All figures checked in October and November 2026.
- 2027 Ford F-150 prices, packages and engines: ford.com Build and Price and ford.com F-150 models
- Trim equipment: XL, XLT, Lariat, Tremor, King Ranch, Platinum, Raptor
- Dimensions: Ford 2026 F-150 technical specifications
- EPA fuel economy (2026 ratings): fueleconomy.gov
- Crash tests and recalls: NHTSA · IIHS 2026 Ford F-150
- Driving and interior impressions: reviewer consensus from Edmunds, Car and Driver, Motor Trend and others
Buy the 2027 Ford F-150 Lariat. At $57,730 it adds heated and cooled leather seats, a heated steering wheel, adaptive cruise and a Bang and Olufsen stereo, and it tops our value score at 100. Choose the XLT crew cab at $48,880 to keep the price down, the Tremor at $60,470 for off-road, and the 3.5-liter EcoBoost if you tow heavy.
Common questions
Which Ford F-150 trim is the best value?
The Lariat at $57,730. For 2027 it costs less than before and tops our value score at 100, with the XLT and King Ranch both at 69 and the Platinum at 63.
Which F-150 engine should I get?
The standard 3.0-liter EcoBoost with 325 hp is plenty for daily driving and light towing, up to 8,400 lb. For heavy towing, pick the 3.5-liter EcoBoost, which tows up to 13,500 lb.
Is the F-150 Hybrid worth it?
Mostly for its power and its Pro Power outlets, not for fuel savings. The EPA rated the 2026 PowerBoost at 23 mpg against 20 for the old base engine, about $2,000 less fuel over five years, but real-world mileage falls short of the EPA number.
Does the F-150 have heated seats on every trim?
No. Heated seats are not available on the XL or STX, are an option on the XLT and are standard on the Lariat, King Ranch and Platinum.
Is the Ford F-150 safe?
It gets five stars overall from NHTSA for 2027. The IIHS rated the 2026 crew cab Good in the small overlap and side tests but Poor in the updated moderate overlap test, which checks the rear passenger, so it has no Top Safety Pick award.